Most jurisdictions require a permit for window and exterior door replacement whenever the opening is altered, the unit is structural, or energy-code compliance has to be documented. Insert replacements still need documented U-factor and SHGC values, and bedroom openings still have to meet emergency egress.
Kentucky jobs get the national baseline packet. Every field a building department needs is covered; state-specific attachments are being added market by market.
One page: what a Kentucky building department checks on this document, and the attachments that most often hold up issuance.
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General guidance for Kentucky contractors, not legal advice. Confirm requirements with the authority having jurisdiction before filing.