Florida owner-builder disclosure statement & affidavit
When a homeowner pulls their own permit, the building department requires an owner-builder disclosure: a signed statement that the owner is acting as their own contractor and accepts responsibility for supervision, payroll and liability. The statutory language differs by state — Florida uses section 489.103(7) and requires an in-person signature, Arizona uses A.R.S. 32-1121(A)(5), California uses Business & Professions Code 7044 — so this template swaps in the correct citation and acknowledgements for the state you enter.
What goes on the Florida version
- State-specific statute citation and eligibility summary
- Owner name, property address, property use and estimated cost
- Numbered statutory acknowledgement block (licensing, supervision, unlicensed labor, inspections)
- Signature lines, plus a notary acknowledgement in states that require one
Florida is one of our code-tuned states, so the packet builder also flags the state-specific attachments this scope triggers before you file.
Mistakes that get it kicked back
- Using owner-builder status on a property that is rented or being sold within a year
- Leaving the estimated cost blank, which sets the permit fee tier
- Assuming the exemption covers licensed trades such as electrical, plumbing or HVAC
- Submitting without the notarized or in-person signature the state requires
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One page: what a Florida building department checks on this document, and the attachments that most often hold up issuance.
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General guidance for Florida contractors, not legal advice. Confirm requirements with the authority having jurisdiction before filing.